Latest from the Blog
When Someone Dies, What Happens to a Post Office Account?
A KVP, NSC or RD can be continued by up to three survivors. A PPF,…
Loan Against NSC, KVP and SSY: Pledge Rules, LTV and Rates
Which small savings schemes you can pledge, what the banks lend against them, and why…
Premature Closure of PPF, NSC, KVP, MIS and SSY: The Cost
PPF, NSC, KVP, MIS and SSY each price an early exit differently: a 1% rate…
Post Office Interest TDS 2026: Form 121 & PPF Exemption
TDS on post office interest is ₹50,000 a year, or ₹1,00,000 if you are 60+….
PPF Rules 2026: Limits, Partial Withdrawal, Tax
PPF rules for 2026: Rs 500 to Rs 1.5 lakh a year, the 15-year term,…
Small Savings Schemes in India: Rates, Rules, Tax (2026)
PPF, NSC, KVP, MIS, SSY and SCSS in one table: rates for Oct-Dec 2026, lock-in…
MIS vs Post Office Time Deposit: Which Pays More, by Tenure
MIS pays more interest at 1, 2 and 3 years; the Post Office Time Deposit…
Kisan Vikas Patra: What It Really Is, and Who Should Use It
Kisan Vikas Patra doubles your money, but it takes 115 months at the current 7.5%…
Sukanya Samriddhi Yojana Rules for Parents (2026)
SSY rules for parents: who owns the account, what you can deposit, the one education…